The world has definitely changed over the past 20-30 years since the advent of the Internet. It seems that almost every fundamental thing of our lives is very different now. Education has changed, economics has changed and even social networking has changed. If you have access to a search engine, information is so readily available, it is literally at our fingertips in moments. As we move forward into this new century this access to information is still changing the world. And this access, this information is what we need to keep up and stay competitive with the world. Wow.But even more amazing, is personal home finance is still a mystery. Millions of books have been written yet many still don't understand. It seems to me that money in ways has an emotional component to us like food, money habits like food habits are to close to the heart to see clearly. It's hard to control our spending habits just like our eating habits. We lose control and we eat, or we lose control and we spend. We get fat and our wallets get skinny. Our bank accounts are like wastelands, but we are exploding our wastebands. Ha-ha, but not really funny just a curious correlation.
The official unemployment rate in the U.S. at the time of this articles writing is 10.9%, that only counts the actual people on unemployment compensation, the true figure is probably twice that. That's pretty high, about the same as the Great Depression level of unemployment. Production in America has declined to record levels. The economy looks bad. People are not buying luxuries and knick-knacks like before. Companies are laying off, cutting back on quality, and outsourcing jobs to other countries for lower wages.